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ACH is how most US companies move money between bank accounts, and NACHA defines the file format that every ACH payment has to follow.
China Martens
China Martens is a long-time observer of SAP software as both a technology journalist and an industry analyst. In her most recent role with the Americas' SAP Users' Group (ASUG), she has had a foot in both the technology journalism and analyst worlds as a writer and editor for ASUGNews and head of ASUG Research, creating surveys, analyzing the results, and writing reports.