--- title: Learn SAP from the Experts | The SAP PRESS Blog | Almer Podbicanin and Marcus Homann description: Almer Podbicanin is the head of SAP S/4HANA portfolio management. Marcus Homann works for the SAP S/4HANA strategy team at SAP. --- [![rheinwerk-sappress-logo-header-1](https://blog.sap-press.com/hubfs/rheinwerk-sappress-logo-header-1.svg)](https://blog.sap-press.com/) [Blog](https://blog.sap-press.com) - Books - Get an overview of our books and courses on every relevant SAP topic. - [Programming](https://sap-press.com/programming/) - [Administration](https://sap-press.com/administration/) - [BI](https://sap-press.com/business-intelligence/) - [Finance](https://sap-press.com/finance-controlling/) - [Logistics](https://sap-press.com/logistics/) - [HR](https://sap-press.com/human-resources/) - [CRM & Sales](https://sap-press.com/marketing-sales/) - [HANA](https://sap-press.com/hana/) - [Introductions](https://sap-press.com/introductions/) - [E-Bites](https://sap-press.com/e-bites/) - [Certification Guides](https://www.sap-press.com/certification-guides/) - [Rheinwerk Courses](https://www.sap-press.com/online-courses/) - Book Subscription - Get unlimited access to all SAP PRESS books! - [SAP PRESS Subscription](https://sap-press.com/subscriptions/) ![](https://blog.sap-press.com/hs-fs/hubfs/Exploring%20the%20Architecture%20of%20the%20SAP%20Digital%20Payments%20Add-On.jpg?width=1000&name=Exploring%20the%20Architecture%20of%20the%20SAP%20Digital%20Payments%20Add-On.jpg) [FICO](https://blog.sap-press.com/tag/fico) | Featured article ## [Exploring the Architecture of the SAP Digital Payments Add-On](https://blog.sap-press.com/exploring-the-architecture-of-the-sap-digital-payments-add-on) The SAP digital payments add-on is a cloud-based middleware component hosted on SAP BTP. ![SAP PRESS](https://blog.sap-press.com/hubfs/Twitter_profile_pic.svg) by [SAP PRESS](https://blog.sap-press.com/author/sap-press) [Read More](https://blog.sap-press.com/exploring-the-architecture-of-the-sap-digital-payments-add-on) ![Almer Podbicanin and Marcus Homann](https://blog.sap-press.com/hubfs/Almer%20Podbicanin%20and%20Marcus%20Homann.png) **Almer Podbicanin and Marcus Homann** Almer Podbicanin is the head of SAP S/4HANA portfolio management. Marcus Homann works for the SAP S/4HANA strategy team at SAP. # Blogs by Almer Podbicanin and Marcus Homann [![What Are the Differences Between SAP S/4HANA and SAP S/4HANA Cloud?](https://blog.sap-press.com/hs-fs/hubfs/What%20Are%20the%20Differences%20Between%20SAP%20S4HANA%20and%20SAP%20S4HANA%20Cloud.png?height=600&name=What%20Are%20the%20Differences%20Between%20SAP%20S4HANA%20and%20SAP%20S4HANA%20Cloud.png)](https://blog.sap-press.com/what-are-the-differences-between-sap-s4hana-and-sap-s4hana-cloud) [Administration](https://blog.sap-press.com/tag/administration) ## [What Are the Differences Between SAP S/4HANA and SAP S/4HANA Cloud?](https://blog.sap-press.com/what-are-the-differences-between-sap-s4hana-and-sap-s4hana-cloud) When talking about SAP S/4HANA, there is a cloud version, an on-premise version—even industry-specific implementations. There’s a new offering called... ![Almer Podbicanin and Marcus Homann](https://blog.sap-press.com/hubfs/Almer%20Podbicanin%20and%20Marcus%20Homann.png) by [Almer Podbicanin and Marcus Homann](https://blog.sap-press.com/author/almer-podbicanin-and-marcus-homann) [Read More](https://blog.sap-press.com/what-are-the-differences-between-sap-s4hana-and-sap-s4hana-cloud) ### SAP Blog Topics - [All SAP Topics](https://blog.sap-press.com) - [Logistics](https://blog.sap-press.com/tag/logistics) - [Programming](https://blog.sap-press.com/tag/programming) - [FICO](https://blog.sap-press.com/tag/fico) - [Administration](https://blog.sap-press.com/tag/administration) - [Featured](https://blog.sap-press.com/tag/featured) - [Business Intelligence](https://blog.sap-press.com/tag/business-intelligence) - [What Is?](https://blog.sap-press.com/tag/what-is) - [CRM & Sales](https://blog.sap-press.com/tag/crm-sales) - [Video](https://blog.sap-press.com/tag/video) - [Human Resources](https://blog.sap-press.com/tag/human-resources) **Subscribe to our blog!**Get notified about future blog updates. - - - - - ### Most Popular Blog Posts 1. 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